American Express Membership Rewards
Directory briefing · Transferable rewards · U.S.
American Express Membership Rewards
Membership Rewards points can be redeemed through Amex or moved to participating loyalty programs. This briefing covers U.S. accounts; other countries have different partners and terms.
Last verified: · Applies to the facts in this briefing only. Items awaiting review are identified below.
Best suited for: U.S. Membership Rewards members comparing a direct Delta transfer with keeping points available for other redemptions.
Do these miles or points expire?
Membership Rewards points have no expiration date, but the program terms describe situations where points can be forfeited.
Ways to earn
- Eligible purchases on participating Membership Rewards cards; earning rules vary by product.
Ways to redeem
- Eligible travel and other rewards through Membership Rewards.
- Transfers to participating airline and hotel loyalty accounts.
Verified direct transfers in this directory
- SkyMiles: The U.S. transfer catalog lists 1,000 Membership Rewards points to 1,000 Delta SkyMiles. Eligibility depends on your Membership Rewards products. Verify the rate, fee and processing estimate before confirming.
Before you book or transfer
- U.S. airline transfers carry an excise-tax offset fee of $0.0006 per point, capped at $99, under the published terms.
- Transferred points cannot be converted back into Membership Rewards points. Check award availability first.
- Checking-only Membership Rewards customers have a limited selection of transfer partners.
Official resources & evidence
Official website · Official program
- Amex: points expiration
- Amex: U.S. transfer catalog and eligibility
- Amex: redemption options and U.S. airline transfer fee
- Amex: transfer finality and program terms