Category: Credit Cards

Bank of America Travel Rewards for Students: A Smart Choice for Young Travelers

Bank of America Travel Rewards for Students: A Smart Choice for Young Travelers If you’re a student looking for your first credit card, you might be wondering which option gives you the best rewards without overwhelming you with complicated terms and high fees. The Bank of America® Travel Rewards for Students credit card is one […]

How to Use Travel Rewards with Bank of America

How to Use Travel Rewards with Bank of America If you’re a Bank of America customer, you may already know about the Bank of America Travel Rewards credit card. It’s a popular choice for travelers looking to earn points without dealing with complicated rewards systems or annual fees. But how do you actually maximize the […]

Which Is Better: Travel Rewards or Cash Back?

Which Is Better: Travel Rewards or Cash Back? When it comes to choosing a credit card, one of the biggest decisions is whether to go for travel rewards or cash back. Both have their perks, but the best option depends on your lifestyle, spending habits, and long-term goals. Let’s break down the pros and cons […]

Unlock Luxury and Freedom with Amex Platinum Travel Rewards

Unlock Luxury and Freedom with American Express Platinum Travel Rewards When it comes to premium travel experiences, the American Express Platinum Travel Rewards card is your ultimate gateway to luxury and convenience. Whether you’re a frequent flyer, a globetrotting adventurer, or someone who enjoys the finer things in life, this card delivers unparalleled value. Let’s […]

Card Name:
The Platinum Card® from American Express


Issuer:
American Express


Rewards Program:
Membership Rewards®


Welcome Bonus:
Earn 80,000 Membership Rewards points after spending $6,000 on purchases within the first 6 months of card membership.


Earning Rates:

  • 5x points on flights booked directly with airlines or through American Express Travel (up to $500,000 per calendar year).
  • 5x points on prepaid hotels booked through American Express Travel.
  • 1x point on all other purchases.

Redemption Options:

  • Transfer points to 20+ airline and hotel loyalty programs.
  • Book flights, hotels, and car rentals through Amex Travel.
  • Use points for statement credits, shopping, or gift cards.
  • Pay with Points for eligible purchases.

Key Benefits:

  • $200 Airline Fee Credit: Annual reimbursement for incidental fees on your selected airline.
  • Global Lounge Collection Access: Includes access to Centurion® Lounges, Delta Sky Clubs®, and Priority Pass™ Select lounges.
  • $200 Hotel Credit: Annual credit for prepaid bookings at Fine Hotels + Resorts® or The Hotel Collection.
  • $240 Digital Entertainment Credit: Annual credit for eligible entertainment services (enrollment required).
  • $189 CLEAR® Credit: Annual reimbursement for a CLEAR membership.
  • Global Entry or TSA PreCheck Credit: Reimbursement for the application fee.
  • Premium Travel Insurance: Includes trip cancellation and interruption insurance, car rental loss and damage insurance, and more.

Annual Fee:
$695 per year.


Foreign Transaction Fees:
None.


Transfer Partners:
Transfer points to partners like Delta SkyMiles, British Airways Executive Club, Hilton Honors, and Marriott Bonvoy.


Eligibility Requirements:
Good to excellent credit is typically required. Prior bonuses may affect eligibility for the welcome bonus.


Enrollment Information:
Apply at American Express Website.


Mobile App or Tools:
Manage your account, rewards, and travel benefits through the American Express mobile app.


Support Contact Information:


Additional Resources:

Disclaimer:
Always refer to the American Express site for the most accurate and updated information.

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